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|title=Time is Money

|author=T K Williams-Nelson

|website=https://twitter.com/tkwn_world?lang=en-gb

|video=

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Whatever your age it's frustrating to have to work for someone else. If you're under twenty five there's a strong chance that you'll be under-valued and probably not paid very well. There is though, a certain security in employment, usually because there's a reasonable certainty of income and a possibility of paid holidays: when you're self-employed neither of those are guaranteed. It is, though, a big step to leap into the world of self-employment. ''Time is Money'' is a self-development tool aimed at young people, creatives and people in business.