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|summary=There are words to describe the Isaac Montgomery we meet at the beginning of the story. Unfortunately they're not words you usually use in polite company. He'd worked for many years in stockbroking and had made a substantial fortune, but his life was devoid of much in the way of personal relationships. When he required a woman as an escort, he paid. He assumed that if he was having a good time, then she were was too - if he even bothered to think about it. He had a friend whom he didn't see all that often and it was when he thought about Phil that a little ''jealousy'' crept into Isaac's heart. You see, Phil was engaged to Penelope and they were obviously happy. Isaac began to wonder what love was - and how you went about finding someone to share your life with.